Lending Disclosure: We are not a direct lender. We are a matching service that connects borrowers with third-party lenders. This website does not constitute an offer or solicitation to lend.
APR Disclosure: APR ranges from 200% to 700% or more depending on the loan type and lender. Short-term loans are expensive and should be used for emergency financial needs only, not as a long-term solution.
Credit Check Notice: Lenders in our network may perform credit checks through major bureaus or alternative providers to determine eligibility. Submitting a request does not guarantee you will be connected with a lender or approved for a loan.
State Information: Texas law allows for payday and installment loans, but the City of Laredo has specific ordinances (No. 2015-O-042) that limit loan amounts to 20% of your gross monthly income and require at least 25% principal reduction per renewal.
State Regulations: Texas Finance Code Chapter 342 and 393; Laredo City Ordinance 2015-O-042.